This new and improved loan approval process takes just minutes! In most cases you can get your loan approved instantly.
Auto and Recreational Vehicle
Loans
|
Rates as low as 4.99%*
No Payments for 90 Days!**
"Skip" your loan payment twice per year!*** |
| Terms |
Stryker Tier |
Excellent
Credit |
Great
Credit |
Good
Credit |
Fair
Credit |
Model Year: 2008-2009 - Mileage 30,000 or less |
| Annual
Percentage
Rates - See below for Additional Rate Discounts |
Up to 72
months |
5.74% |
|
|
9.99% |
14.24% |
Up to 84
months |
6.49% |
6.79% |
7.24% |
|
|
Model Year: 2004-2007 - Mileage 85,000 or less |
| Annual Percentage Rate - See below for Additional Rate
Discounts |
Up to 72
months |
|
|
|
10.74% |
14.74% |
Up to 84
months |
6.79% |
7.24% |
7.99% |
|
|
Model Year: 2003 and older
- Mileage: Over 85,000 |
| Annual
Percentage
Rate - See below for Additional Rate
Discounts |
| Up to 72 months |
7.99% |
8.49% |
9.74% |
12.24% |
16.99% |
Recreational Vehicle Loans
Boats, Motor Homes, Snow Mobiles, Motorcycles etc. |
| Annual Percentage Rate -
See below for Additional Rate Discounts |
Down
Payment |
25% of
MSRP or NADA Retail Value |
| Up to 72 months |
8.24% |
8.74% |
9.24% |
9.49% |
15.00% |
| Up to 120 months |
8.74% |
9.24% |
9.74% |
10.09% |
15.50% |
| Floor Rate: 4.99% to
include all possible discounts. |
| Additional Rate Discounts |
Deduct .25% for Automatic
Payment (Direct Deposit, Allotment or ACH payment)
Deduct .25% for Loan Amounts Over $40,000
Deduct .50% for additional (second concurrent) auto loan financed with ACU
Deduct 1.00% for third concurrent auto loan financed with ACU
|
| Auto Refinancing Loan Program |
| You can refinance an auto
you have financed with another institution at the above listed rates.
Collateral values are based on 100% of MSRP or Kelley Bluebook Retail
for auto refinancing. |
It's that easy!
 |
Auto Financing at the Dealership! |
| We have partnered with Credit
Union Direct Lending (CUDL) to offer you a convenient way to buy
a vehicle and provide financing right at the dealership! Just visit
any participating auto dealership (dealers that display the CUDL
logo), select a vehicle, and identify yourself as a credit union
member. In minutes, your Credit Union financing can be approved. |
| Homeowner's Auto Loan Program**** |
If you own a home and you
qualify for our Homeowner's Auto Loan, we'll hold your vehicle title
as collateral and file a courtesy trust deed on your home. Financing
in this way, the interest on the loan may be tax deductible.
(Check
with your tax advisor) |
*All loan rates are Annual
Percentage Rates and subject to change without notice.
**No payments for
90 days does not apply to existing loans, must be a new or transferred
from another financial institution. Interest will begin to accrue
from the date of disbursement. Offer applies to Tiers 1, 2 and 3 only.
***Skip requests are subject to approval
and interest will continue to accrue. Restrictions may apply.
****For
Homeowner's
Auto Loan, real estate must be located in Washington State. Scores
derived from a current credit report run by the credit union determine
credit categories. Loan applications are subject to approval of credit.
Some restrictions may apply. |
